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hoof TM is the first digital banking platform with rewards specifically designed to help you become your own bank. Why? Because...

Helping out our friends is more than what we do. It's who we are!


A Digital Banking Platform With Rewards That
Make A Difference!

Everyday Checking

Create your consumer or business checking with no minimum balance requirement and no overdraft fees.

Cash-back Savings

Earn instant cash back at thousands of national merchants.

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"Just because" rewards from HOOF ™️ that help you buy a home, pay for educational expenses, buy an electric vehicle or solar panels, or start a business.¹ Rewards received are based on your average monthly deposit account balance. It's our way of showing love to our friends!

HOOF ™️ Credit Cards

Short-term financial emergency? Apply for a HOOF ™️ Business or Consumer Credit Card and build your credit with 0% APR forever. Applying has no impact on your credit score. Just make the minimum monthly payment and take the TIME you need to RECOVER. ² 


Real Financial Inclusion
Not Another Card with A Gimmick

  • Remote Check Deposit

  • ACH

  • Wire Transfer

  • Digital & Physical Checks

  • Digital & Physical Debit & Credit Cards

  • Apple, Google, and Samsung Pay Compatible

No Overdraft Fees

Over 37,000 ATM Locations ³ 

...because that's what friends are for!

No Minimum Balance Requirement

We're getting ready to launch! Join our circle today and be the among the first to HOOF It! ™️

I (will) represent a - Select all that apply

Welcome to the circle! Please check your email to verify your submission. Stay tuned for exciting news and more information about our launch!


HOOF is a financial technology company and is not a bank. Banking services are provided
by our partner bank network, all of which are FDIC member banks.

¹ Terms and Conditions for the HOOF $300 Pre-Launch Offer Q3 2023: HOOFPLOQ323

HOOF It™️ Rewards: HOOF It™️ Rewards is our proprietary technology that allows HOOF ™️ and local businesses in your community to make small investments into your financial future. Together, we have prioritized supporting matters of social and environmental sustainability. While a directory of local business that offer these rewards will be available in the HOOF It™️ Rewards mobile app, HOOF has chosen to declare a total reward amount quarterly. Your share of HOOF It™️ Rewards will be based on your average monthly checking account balance for the declared quarter. Once announced, all rewards will be deposited into your rewards account within 6 weeks.

Offer InformationEarn $300 in HOOF It™️ Rewards for opening a new HOOF Consumer or Business Checking account online from 6/01/23 through 9/30/23. To be eligible you must complete at least 2 qualifying Direct Deposits* totaling $1,000 or more within 90 days of account opening.

Enrollment in the promotion is required at the time of joining the waitlist using offer code HOOFPLOQ323. Please refer to the Account Opening and Enrollment section below for instructions.

*A qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security, or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.

Offer Eligibility: All promotional offers, checking, and credit accounts are available to United States citizens or lawful permanent residents of the fifty (50) United States (“U.S.”), the District of Columbia, American Samoa, Guam, Marshall Islands, Northern Mariana Islands, Palau and US Virgin Islands who are at least 18 years of age, have a U.S. physical address or with military addresses (APO or FPO) and have a valid Social Security Number or Tax Identification Number. HOOF employees, Directors, Officers, and Local Boards/Advisors are not eligible. 

Reward Processing: The reward will be deposited into the rewards account within 4 weeks of verifying the Direct Deposit qualification requirement. Promotion is only applicable once per checking account and per client. HOOF may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture: The new checking account must remain open and in good standing with a balance of ≥$0.01 until the reward is processed to receive the reward. Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being processed, or (3) the new checking account has a negative available balance at the time of qualification validation.

Other Terms: Minimum opening deposit is $25. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. HOOF reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from HOOF. All promotional payouts will be processed no later than 10/31/24 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.

Account Opening & Enrollment Instructions: To enroll in the Pre-Launch Offer, visit and fill out the form near the bottom of the page. Complete all required fields and enter HOOFPLOQ323 into the promo code field provided, review the offer Terms and Conditions, and then select “Submit”. Accounts opened without the promo code applied will not be eligible to participate in the offer.

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² The HOOF Consumer and Business Credit Card is only available to HOOF Consumer and Business Checking account customers and cannot be linked as overdraft protection. Transactions that exceed the combined available balance of your checking and rewards accounts will typically be declined or returned.

All eligibility requirements below must be met to initially qualify to apply for HOOF Credit Cards:

  • Checking account must be opened for a minimum of 35 calendar days

  • Checking account must be funded and have a positive balance

  • Direct deposit(s) of at least $300 per month must be made for 2 consecutive months

To remain qualified for the HOOF Consumer and Business Credit Card, the requirements below must be met:

  • A recurring direct deposit(s) totaling at least $300 per month

  • On-time minimum payments not to exceed 3% of your gross monthly income

Credit limit increase offers will be automatically generated on all accounts and cards in good standing and will be assigned as a percentage of your HOOF It™️ Rewards balance on a case-by-case basis. Account holders will be notified of the offer once eligible and will need to agree to all terms and conditions as described in the accompanying Truth in Lending Disclosure.

³ Out of network ATM fees may apply.

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